Sharad Agarwal has been with the Emirates NBD Group since 2007. He joined Emirates NBD as Head of Trade Sales, Factoring & Escrow Services (Real Estate & Commercial) for Emirates NBD Group in Dubai, UAE. After a stint of 10 years in Dubai, Mr. Agarwal moved to India as the Chief Representative of Emirates NBD India Representative Office. In 2017 he was appointed as the Chief Executive Officer of Emirates NBD's first branch in Mumbai, India which commenced banking operations in July 2017.

He has over 25 years of banking experience in India and UAE. Prior to joining Emirates NBD Bank, he was heading Receivable Financing and Supply Chain Sales in HSBC Bank Middle East for GCC and HSBC India.

His professional and vocational qualifications include Master of Business Administration, CFA, CAIIB and Diploma in Business Leadership from Duke University.