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Retail Banking
Banking your way
From a high-interest savings account that helps you grow your finances, to a basic bank account with a host of benefits like zero balance facility, Emirates NBD offers you a range of personal banking tools that suit your changing requirements.
Current Account
Manage your day to day expenses anytime, anywhere
Get the flexibility you need with an Emirates NBD Current Account. Offering you easy access and unlimited transactions monthly plus 24/7 access through Internet Banking, the Current Account helps you meet your day to day expense requirements at your convenience.
- Cheque book facility
- Free Debit Card
- E-statements sent monthly to your registered email ID
- Internet Banking facility
Basic Savings Bank Deposit Account (BSBDA)
Banking made simple
A basic savings account with zero balance and a host of advantages.
- Free passbook facility
- Free Debit Card
- Free cash and cheque deposits at branches
- Up to 5 free cash withdrawals per month
- INR 100 fee on additional cash withdrawals
- Free 25-leaves cheque book per year
Terms & Conditions
As notified in terms of Govt. of India notification dated December 16, 2010, BSBDA-Small Accounts would be subject to the following conditions:
- Total credits in such accounts should not exceed INR 100,000
- Maximum balance in the account should not exceed INR 50,000 at any time
- The total of debits by way of cash withdrawals and transfers will not exceed INR 10,000 in a month
- Foreign remittances cannot be credited to Small Accounts without completing normal KYC formalities
- Small Accounts are valid for a period of 12 months initially which may be extended by another 12 months if the person provides proof of having applied for an officially valid document
Savings Account
Start saving for the future you want
upto 6%* p.a.
Enjoy 24/7 access to your account while you grow your finances at attractive interest rates!
- Interest rate upto 6%* p.a.
- Free Debit Card
- E-statement sent monthly to your registered email ID
- Cheque book facility
- Internet Banking facility
* Conditions apply
Fixed Deposit
Meet your emergency requirements whilst you fund your future
Break your deposit without losing benefits! Enjoy the freedom to make partial withdrawals from your Fixed Deposit for unforeseen expenses while keeping the rest of your savings intact.
- Market-driven interest rates
- Minimum deposit of INR 100,000
- Premature withdrawals permitted subject to penal interest
- Choice of monthly or quarterly interest or cumulative
- Available in different tenors
Remittance
Send the funds to meet your family's day-to-day requirements
Telegraphic Transfer
Speedy, secure and hassle-free Foreign Exchange services and solutions at competitive rates to meet all your foreign currency requirements.
Transfer money easily from your Emirates NBD or other overseas bank accounts to India by simply using Telegraphic Transfer.
Useful Links & Documents
About Emirates NBD India
Terms and Conditions
Useful Links & Documents
Choose your website Dear Valued Customer,
Given the developing situation around the Coronavirus – COVID 19 outbreak, the safety and well-being of our customers, our employees and the community, remains our top priority. Accordingly we request our customers to use our online mode, to make any payments from your accounts with us through Banknet for Retail Customers and smartBUSINESS for Corporate Customers for NEFT, RTGS, IMPS etc. payments.
We wish to confirm that all our clearing operations are fully operational and you can continue using them without any disruptions.
Should you require any clarifications please write to us at indiahelpdesk@emiratesnbd.com or on our office contact number +91 22 6153 2300 or you can also call you respective Relationship/Trade Managers during working days.
We look forward to continuing to serve you, as always.
RBI guidelines on Covid19 pandemic relief package:
Emirates NBD Bank (P.J.S.C), India is offering relief measures to its customers on the applicable credit facilities.
For easy reference, please click on the link to find details about our Covid19 Regulatory Package policy.