Tenure	Less than INR 1 Crore Rate (% p.a)
7-14 days	4.25%
15-28 days	4.25%
29-60 days	6.25%
61-90 days	6.50%
91-179 days	6.75%
180-270 days	5.50%
271-364 days	7.00%
1 year-1 year 9 days	7.00%
1 year 10 days	7.25%
1 year 11 days and less than 2 years	7.00%
2 years and less than 3 years	7.00%
3 years and less than or equal to 5 years	7.00%

Effective from 10^th September 2018

*Kindly contact your RM/Branch Manage for Term Deposits for INR 1 Crore and above

Premature withdrawal of Term Deposit (less than INR 1 crore)

• Premature withdrawal penalty of 1% will apply
• Interest will be paid at the rate prevailing on the date of deposit for the tenure the deposit or the withdrawn amount remained with the bank or at the contracted rate, whichever is lower after deducting applicable penal charge for premature withdrawal as per Terms & Conditions of the bank.
• No interest will be paid on deposits that remain with the bank for less than the minimum period for which the deposits were accepted depending on the type of deposit.
• TDS once applied (where applicable) shall not be reversed or adjusted on any pre‐mature closure / part closure of deposits or on submission of a reduced TDS rate application.

Tenure	Less than INR 1 Crore Rate (% p.a)
1 year-1 year 9 days	7.00%
1 year 10 days	7.25%
1 year 11 days and less than 2 years	7.00%
2 years and less than 3 years	7.00%
3 years and less than or equal to 5 years	7.00%

Effective from 10^th September 2018

*Kindly contact your RM/Branch Manager for Term Deposits for INR 1 Crore and above

Premature withdrawal of Term Deposit (less than INR 1 crore)

• Premature withdrawal penalty of 1% will apply
• Interest will be paid at the rate prevailing on the date of deposit for the tenure the deposit or the withdrawn amount remained with the bank or at the contracted rate, whichever is lower after deducting applicable penal charge for premature withdrawal as per Terms & Conditions of the bank.
• No interest will be paid on deposits that remain with the bank for less than the minimum period for which the deposits were accepted depending on the type of deposit.
• TDS once applied (where applicable) shall not be reversed or adjusted on any pre‐mature closure / part closure of deposits or on submission of a reduced TDS rate application. At present TDS is not applicable to NRE Deposits.

Balance	Rate of Interest (% p.a)
Upto Rs.99,999	4.00%
Upto Rs.499,999	4.25%
Upto Rs.99,99,999	4.50%
Upto Rs.2,99,99,999	4.75%
Rs. 3,00,00,000 & above	5.25%

Effective from 8^th May 2018

Tenure	Rate of Interest
Overnight	8.30%
1 month	8.30%
3 months	8.40%
6 months	8.65%
12 months	8.80%

Effective from 1^st September 2018